Specialist insurance for membership organisations and associations.

Protect your members, leaders, and reputation.

Specialist insurance for membership organisations, professional associations, trade bodies, and networks.

Your organisation exists to represent and support members — but disputes, accidents, or compliance issues can quickly damage credibility and trust. At Talbot Jones, we understand the unique risks that membership organisations face and design cover that keeps you protected, compliant, and respected.

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We Understand membership organisation challenges

You move quickly. Your risks do too. We help you balance growth with governance, protecting revenue while keeping customers and investors confident.

Aggressive SLAs & contracts

Uptime, latency, and response obligations that create liability.

Talent dynamics

Contractors, off‑shore teams, and IP ownership risks.

Data & privacy pressure

UK GDPR/ICO exposure, cross‑border processing, vendor risk.

Funding & boards

D&O scrutiny, warranties & indemnities, investor expectations.

Complex supply chains

Cloud and critical third‑party outages impacting your service.

Go‑to‑market risk

Performance claims, product fit issues, media/advertising exposure.

The right cover for your membership organisation

  • Professional Indemnity

    Protects against claims of inadequate service, breach of duty, or negligence linked to advice or representation.
    Example if members allege your published guidance caused financial loss, this cover funds defence and settlements.

  • Public & Products Liability

    Shields your organisation against third-party claims from injuries or damage at events, meetings, or premises.
    Example: if an attendee is injured at your annual conference, this policy covers the costs.

  • Directors & Officers (D&O)

    Covers trustees, directors, and committee members against personal liability for mismanagement, governance failures, or regulatory disputes. This includes defence costs if allegations are made against leadership.

  • Cyber & Data Protection

    Protects against data breaches, ransomware attacks, or unauthorised access to member databases. This includes GDPR defence, breach response, and business interruption protection.

  • Property & Business Interruption

    Covers your offices, equipment, and meeting spaces against damage, theft, or fire, while also safeguarding income if operations are disrupted.

Why Membership Organisations Choose Talbot Jones Ltd for Insurance

Save money on cover

We tailor insurance to your organisation’s structure and budget, ensuring you only pay for the protection you actually need.

Protect your reputation

Our policies are designed to support governance best practice, helping you maintain credibility and trust with members and stakeholders.

Keep services running

When claims arise, we handle them quickly and effectively so your members experience as little disruption as possible.

Work with brokers who understand you

We know how associations, professional bodies, and trade organisations operate, so our advice always reflects your world.

Access competitive pricing

By working with specialist membership insurers, we secure cost-effective rates without compromising on cover.

“When a member brought a claim against our committee, Talbot Jones ensured we had the right Directors & Officers cover in place. Their advice saved us significant cost and stress.”

Treasurer, UK Trade Association

Ready to de‑risk growth?