Insurance designed for professional advice-led businesses.
Protect your expertise, clients, and reputation
Specialist insurance for professional service firms — including consultants, accountants, architects, surveyors, and advisers.
When your clients rely on your expertise, even a small error or misunderstanding can lead to serious financial and reputational damage. Talbot Jones understands the pressures of operating in professional services — from client contracts and deadlines to compliance and data protection — and we build insurance programmes that keep your business secure, credible, and ready for growth.
We Understand Professional Services Challenges
In professional services, reputation and precision are everything. Your advice, reports, and recommendations are your product - and that makes your exposure to client claims and regulatory scrutiny uniquely high. We work with firms across the UK, helping them manage these risks without slowing their business down.
Contractual liability
Tight deadlines and complex deliverables increase the risk of contract disputes. Even small errors in scope or performance can escalate into costly claims.
Data and confidentiality
Handling sensitive client information exposes firms to cyberattacks, data loss, and privacy breaches that can halt operations and breach GDPR.
Client expectations
Professional clients demand reliability and measurable results. A perceived shortfall or communication issue can lead to allegations of negligence or breach of duty.
Dependence on key personnel
Expertise often sits with a handful of partners or consultants. Absence, disputes, or loss of key staff can disrupt operations and client delivery.
Regulatory scrutiny
Whether under RICS, ICAEW, SRA, or other governing bodies, compliance failures can bring investigations, penalties, or reputational damage
Reputation and trust
One dissatisfied client or negative review can impact tenders and referrals. Protecting your professional reputation is critical to business continuity.
The right cover for your professional firm
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Professional Indemnity
Protects against allegations of professional negligence, poor advice, or breach of duty. If a client claims your work caused financial loss, this cover funds defence and compensation, preserving your firm’s reputation and finances.
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Public & Products Liability
Shields you from third-party injury or property damage claims that may occur during site visits, client meetings, or project delivery. Essential for any business interacting with clients or the public.
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Cyber & Data Protection
Safeguards your firm against cyberattacks, ransomware, and data breaches. Includes support for GDPR response, forensic recovery, and business interruption costs following an incident.
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Directors & Officers (D&O)
Covers directors, partners, and officers against personal liability arising from management decisions or regulatory investigations. Helps protect leadership from claims of mismanagement or oversight failures.
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Property, Equipment & Business Interruption
Protects your offices, laptops, and specialist equipment from fire, theft, or damage. Also covers income loss if your firm cannot operate due to an insured event.
Why Professional Bodies Choose Talbot Jones Ltd
Deep industry insight
We’ve worked with accountants, architects, engineers, and consultants for years, so our advice reflects your sector’s exact compliance and contract needs.
Tailored cover design
Every firm’s risk profile is different. We structure your insurance around contract terms, client sectors, and project values.
Speed and responsiveness
When time is tight, our brokers move fast - providing quotes, evidence of cover, and advice without slowing your workflow.
Strong claims advocacy
If a client dispute becomes a claim, we fight your corner to achieve a fair, timely outcome.
Value without compromise
Our access to specialist insurers means competitive pricing while maintaining comprehensive protection.
“Really great. I'd struggled to get insurance as a software and services provider to oil & gas industry suppliers. All the 'big' companies I tried just didn't understand (or take the time to understand) my business. Thanks guys for sorting it out for us.”
Ian Bradley, Director, PFP Specialists Ltd
