Insurance for technology and digital businesses managing fast-moving risk.
Protect your code, customers, and cashflow
Specialist insurance for technology companies — from pre‑seed startups and SaaS scaleups to MSPs, dev studios, and hardware innovators.
One outage, data loss, or contract dispute can derail growth. Talbot Jones protects UK tech firms so you can ship faster, sign bigger contracts, and sleep better. Our brokers work daily with SaaS, MSPs, consultancies, and product companies navigating SLAs, fundraising, and compliance.
We Understand Technology Business Challenges
You move quickly. Your risks do too. We help you balance growth with governance, protecting revenue while keeping customers and investors confident.
Aggressive SLAs & contracts
Uptime, latency, and response obligations that create liability.
Talent dynamics
Contractors, off‑shore teams, and IP ownership risks.
Talent dynamics
Contractors, off‑shore teams, and IP ownership risks
Funding & boards
D&O scrutiny, warranties & indemnities, investor expectations.
Complex supply chains
Cloud and critical third‑party outages impacting your service.
Go‑to‑market risk
Performance claims, product fit issues, media/advertising exposure.
Tailored Insurance Solutions
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Technology E&O / Professional Indemnity
A missed SLA, failed integration, or faulty delivery can trigger expensive client claims. Tech E&O/PI covers allegations of breach of contract, negligence, and errors in your services or software.
Example: An API integration overruns and corrupts the client’s data, leading to a six‑figure remediation demand. -
Cyber & Data Protection
A breach, ransomware event, or vendor compromise can halt operations and damage trust. Cyber cover supports incident response, forensics, PR, notification, ICO defence, fines/penalties where insurable, and business interruption.
Example: Credential stuffing on your platform exposes customer PII; the policy funds response, legal defence, and loss of income. -
Public & Products Liability
If your product or content causes third‑party damage (including financial loss from software failure or alleged defamation/IP issues), this shields you from claims.
Example: A UI copy claim alleges misleading statements; another user claims property damage following a connected‑device malfunction. -
Directors & Officers (D&O)
Alleged mismanagement, employment claims, fundraising disputes, or regulatory investigations can name directors personally. D&O protects personal assets and the company’s balance sheet.
Example: Investors allege misleading growth forecasts; a director is named in proceedings. -
Property, Portable Equipment & Business Interruption
Laptops, dev kits, lab hardware, and servers — in the office, at home, or on the road. Add business interruption for loss of income after insured events (and consider contingent BI for key supplier outages).
Example: Office fire destroys test rigs and prototypes; cover funds replacement and lost gross profit.
Why Choose Talbot Jones Ltd for Technology Business Insurance
Faster enterprise deals
We align cover to procurement checklists and customer risk requirements, so you pass vendor due diligence.
Board‑ready risk posture
Clear mapping of insurance to key risks (SLAs, cyber, IP, supply chain) to satisfy investors and lenders.
Policies that keep you trading
Rapid incident response and advocacy to minimise downtime and reputational harm.
No wasted spend
Right‑sized limits and deductibles; we remove overlaps and negotiate with specialist tech markets.
Sector fluency
Brokers who understand SaaS metrics, MSP contracts, DevOps pipelines, AI/ML data issues, and agile delivery realities.
“Foster Findlay Associates has a long association with Talbot Jones as a trusted partner to advise and secure a range of insurance policies to address our global requirements.
Richard can be relied upon to thoroughly assess needs, identify solutions and advise on risks. He communicates knowledgeably, with enthusiasm and always considers the practical requirements for an SME.”
Sharon Hardy, CPO, Geoteric
