Core commercial insurance for UK organisations.
Protect your reputation, your clients, and your business
Insurance Solutions for Professional Indemnity.
When your expertise is your product, a single mistake can become an expensive claim. Professional Indemnity Insurance protects you against allegations of negligence, error, or omission — helping you defend your reputation and keep trading with confidence.
What Is Professional Indemnity Insurance?
Professional Indemnity (PI) Insurance protects professionals and businesses that provide advice, designs, or services from claims made by clients who allege financial loss due to mistakes or poor advice.
It covers your legal defence, compensation payments, and investigation costs — ensuring a single error doesn’t threaten your business.
Public Employers Insurance
Businesses that interact with clients, visitors, or employees face constant risk of injury or property damage claims. Public & Employers Insurance ensures your company can respond to accidents, injuries, or legal actions without crippling costs — protecting both your team and the public.
Don’t forget: Ensure your Employers’ Liability Certificate is displayed and current — it’s a legal requirement for most UK businesses and often checked during inspections.
Business Travel Insurance
When employees travel for meetings, site visits, or international projects, unexpected illness, cancellations, or lost equipment can derail operations. Business Travel Insurance keeps your plans on track by covering medical emergencies, trip disruptions, and valuable business equipment worldwide.
Don’t forget: Many standard policies exclude travel to high-risk or non-scheduled destinations — check your cover if staff attend remote sites or last-minute overseas meetings.
Fleet Insurance
Managing multiple company vehicles can become complex — one accident or uninsured driver can disrupt the whole operation. Fleet Insurance brings all vehicles under one policy, simplifying renewals, reducing admin, and ensuring every driver is covered, whether in cars, vans, or HGVs.
Don’t forget: Review your “any authorised driver” clause regularly — without it, new staff or temporary drivers may not be automatically covered.
Commercial Property Insurance
Property damage from fire, flooding, or vandalism can stop your business overnight. Commercial Property Insurance protects your buildings, contents, and equipment, helping you recover quickly and maintain business continuity after an incident.
Don’t forget: Always include business interruption cover alongside your property insurance — it protects your income while repairs are carried out and operations are restored.
Commercial Liability Insurance
From defective products to accidental damage, liability claims can arise at any time and from any direction. Commercial Liability Insurance covers compensation payments, legal fees, and claims for injury or damage caused by your business activities or products.
Don’t forget: Consider adding Product Recall cover — essential for manufacturers and suppliers if faulty goods need to be withdrawn or replaced quickly.
Insights
Read our latest guides around Management Liability Insurance
“When we faced a complex trustee liability claim, Talbot Jones didn't just handle the insurance side - they understood the governance implications and worked with our charity lawyers to achieve the best outcome. Their sector knowledge proved invaluable.”
Chair of Trustees, National Health Charity
Learn how the right business travel insurance protects your organisation from operational, financial, and personnel risks when employees travel.