Practical guidance for complex risk decisions.
These guides explore scenarios, emerging risks, and situations organisations often overlook — from cyber security and governance to liability and operational exposure. Written to help directors, trustees, and leaders understand what could happen next and how to prepare, before it becomes a problem.
Rising Claims Costs in the Insurance Industry
Rising claims costs are driving up insurance premiums. Discover the reasons behind these increases, how insurers are responding, and what steps you can take to protect your business.
Creating a Plastic-Free Workplace: Tips for Plastic Free July
Join Plastic Free July by reducing single-use plastics in your workplace. Learn simple steps for reusable items, better recycling, and sustainable office practices.
Understanding Today’s Hardening Insurance Market
Insurance markets are hardening after years of soft competition. Rising premiums, higher excesses, and less coverage affect liability and professional indemnity policies. Discover causes, impacts, and steps to reduce risk.
Business Interruption during Covid times
The Supreme Court has ruled in favour of the FCA in the Business Interruption Insurance test case, positively impacting up to 400,000 UK organisations. Learn how this affects your claim and what steps to take next.
Steps to prepare your organisation for Brexit
Following a government-led seminar, these practical steps help UK businesses, employers, and service providers prepare for Brexit—from trade and employment to data protection.
Directors & Officers (D&O) Liability Insurance Explained
Directors & Officers Liability insurance protects board members, trustees, and senior leaders from personal liability in the event of claims for wrongful acts. Understand how it works, what it covers, and why every organisation should consider it.
How Business Interruption Insurance Protects Your Organisation
Business Interruption insurance ensures your organisation can maintain income and cover additional costs after property damage. Avoid underinsurance and choose the right indemnity period with our expert guidance.
Working with your spouse: Dream or Disaster?
Is working with your spouse a recipe for chaos or success? Clare Jones from Talbot Jones Risk Solutions reflects on life, love, and leadership in business with her husband Richard — and how their differences became their greatest strength.
How to make the most of the school holidays while working from home
Balancing summer holidays and running a small business can be challenging. Learn strategies to manage childcare, maintain productivity, and enjoy quality time with your children.
Commercial Insurance – the basics: Property Insurance
Property insurance offers peace of mind by protecting your buildings, contents, and assets against damage or loss. Discover how it works, what details insurers need, and how to make sure your property isn’t underinsured.
Insurance Premium Tax increase - 1st June 2017
Insurance Premium Tax (IPT) will rise to 12% this June, putting extra pressure on businesses and households. Discover the real impact and how Talbot Jones Risk Solutions helps clients minimise costs and maintain fair, transparent cover.
7 ways you can support small businesses
Learn 7 actionable ways to support local businesses, increase their visibility, and make a real impact in your community. From recommending services to visiting websites, every action counts!
A Lookback at 2016 and Our First 11 Months
2016 was a remarkable year for Talbot Jones Risk Solutions. From saving clients money and professional milestones to media features and inspiring business relationships, we’re grateful for a year of growth. Discover our highlights and plans for 2017.
6 reasons you should Shop Locally Owned Businesses
Supporting local businesses offers more than great service — it strengthens your community, boosts the local economy, and brings real joy to everyday shopping. Here’s why shopping local matters and how it’s positively impacted our lives and business.
Interim Appraisal, What we have learned in our first 6 months
Celebrating the first six months of Talbot Jones Risk Solutions, Clare and Richard share insights on hard work, flexibility, networking, and lessons learned while building their independent insurance brokerage.
Insurance Act 2015 - What is Contracting Out?
Our fifth blog in the Insurance Act 2015 series explains what contracting out is, how insurers may choose to opt out of the new default regime, and the impact this can have on your policy.
Insurance Act 2015 - What is the impact of making a Fraudulent Claim?
The Insurance Act 2015 reforms warranties and “basis of contract” clauses in business insurance. Breaches now suspend relevant cover instead of voiding entire policies, giving policyholders clearer protection.
Insurance Act 2015 - What do I have to tell my insurer?
Discover how the Insurance Act 2015 changes the rules for presenting risks in commercial insurance. This blog explains what fair presentation means, the responsibilities of policyholders and insurers, and how disputes are minimised.
What is the Insurance Act 2015 and How will it Affect you?
The Insurance Act 2015 introduces new rules for commercial insurance, covering disclosure, warranties, and fraud remedies. Discover how these changes affect policyholders and insurers in the UK.