Practical guidance for complex risk decisions.
These guides explore scenarios, emerging risks, and situations organisations often overlook — from cyber security and governance to liability and operational exposure. Written to help directors, trustees, and leaders understand what could happen next and how to prepare, before it becomes a problem.
Insurance Act 2015 - What is Contracting Out?
Our fifth blog in the Insurance Act 2015 series explains what contracting out is, how insurers may choose to opt out of the new default regime, and the impact this can have on your policy.
Insurance Act 2015 - What is the impact of making a Fraudulent Claim?
The Insurance Act 2015 reforms warranties and “basis of contract” clauses in business insurance. Breaches now suspend relevant cover instead of voiding entire policies, giving policyholders clearer protection.
Insurance Act 2015 - What do I have to tell my insurer?
Discover how the Insurance Act 2015 changes the rules for presenting risks in commercial insurance. This blog explains what fair presentation means, the responsibilities of policyholders and insurers, and how disputes are minimised.
What is the Insurance Act 2015 and How will it Affect you?
The Insurance Act 2015 introduces new rules for commercial insurance, covering disclosure, warranties, and fraud remedies. Discover how these changes affect policyholders and insurers in the UK.