Insurance markets are hardening after years of soft competition. Rising premiums, higher excesses, and less coverage affect liability and professional indemnity policies. Discover causes, impacts, and steps to reduce risk.

Directors & Officers Liability insurance protects board members, trustees, and senior leaders from personal liability in the event of claims for wrongful acts. Understand how it works, what it covers, and why every organisation should consider it.

Get comprehensive motor insurance for your business, charity, or fleet. Talbot Jones Risk Solutions offers expert guidance, from third-party liability to full comprehensive cover, helping you protect your vehicles and drivers.

Property insurance offers peace of mind by protecting your buildings, contents, and assets against damage or loss. Discover how it works, what details insurers need, and how to make sure your property isn’t underinsured.

Employers Liability insurance is essential for any business with employees. Discover coverage details, legal requirements, risk management tips, and how to arrange the best policy for your organisation.

Our fifth blog in the Insurance Act 2015 series explains what contracting out is, how insurers may choose to opt out of the new default regime, and the impact this can have on your policy.

The Insurance Act 2015 reforms warranties and “basis of contract” clauses in business insurance. Breaches now suspend relevant cover instead of voiding entire policies, giving policyholders clearer protection.

Professional Indemnity insurance protects businesses and professionals against claims arising from errors, omissions, or breaches of duty. Understand coverage limits, claims-made policies, and essential considerations for securing the right protection.