Practical guidance for complex risk decisions.
These guides explore scenarios, emerging risks, and situations organisations often overlook — from cyber security and governance to liability and operational exposure. Written to help directors, trustees, and leaders understand what could happen next and how to prepare, before it becomes a problem.
Understanding Today’s Hardening Insurance Market
Insurance markets are hardening after years of soft competition. Rising premiums, higher excesses, and less coverage affect liability and professional indemnity policies. Discover causes, impacts, and steps to reduce risk.
Business Interruption during Covid times
The Supreme Court has ruled in favour of the FCA in the Business Interruption Insurance test case, positively impacting up to 400,000 UK organisations. Learn how this affects your claim and what steps to take next.
Is your organisation structured to well support customers affected by dementia?
Discover practical steps to make your organisation dementia-friendly. Train staff, provide accessible info, adapt products, implement a ‘tell me once’ policy, and create a welcoming environment.
FCA Business Interruption Test Case: Understanding the Impact
Discover how the FCA business interruption test case affects policyholders, non-damage BI insurance, and insurers’ responses to Covid-19 disruptions.
Understanding Business Interruption Insurance and COVID-19
The FCA Business Interruption Test Case clarified how insurers should respond to non-damage BI claims triggered by Covid-19. Here’s what policyholders need to know.
Travel and the Coronavirus: Advice and Risk Guidance for Trips to China
Coronavirus travel advice for China, including insurance coverage, FCO guidance, and steps for travellers before and after 29 January 2020.
Building Resilience: How to Strengthen Yourself and Your Team
Resilience isn’t extraordinary — it’s “ordinary magic.” Guest blogger Julie Johnson explores how to develop your resilience, manage stress, and lead by example in your organisation and personal life.
Steps to prepare your organisation for Brexit
Following a government-led seminar, these practical steps help UK businesses, employers, and service providers prepare for Brexit—from trade and employment to data protection.
Directors & Officers (D&O) Liability Insurance Explained
Directors & Officers Liability insurance protects board members, trustees, and senior leaders from personal liability in the event of claims for wrongful acts. Understand how it works, what it covers, and why every organisation should consider it.
How Business Interruption Insurance Protects Your Organisation
Business Interruption insurance ensures your organisation can maintain income and cover additional costs after property damage. Avoid underinsurance and choose the right indemnity period with our expert guidance.
Working with your spouse: Dream or Disaster?
Is working with your spouse a recipe for chaos or success? Clare Jones from Talbot Jones Risk Solutions reflects on life, love, and leadership in business with her husband Richard — and how their differences became their greatest strength.
Commercial Insurance – the basics: Motor Insurance
Get comprehensive motor insurance for your business, charity, or fleet. Talbot Jones Risk Solutions offers expert guidance, from third-party liability to full comprehensive cover, helping you protect your vehicles and drivers.
How to make the most of the school holidays while working from home
Balancing summer holidays and running a small business can be challenging. Learn strategies to manage childcare, maintain productivity, and enjoy quality time with your children.
Commercial Insurance – the basics: Property Insurance
Property insurance offers peace of mind by protecting your buildings, contents, and assets against damage or loss. Discover how it works, what details insurers need, and how to make sure your property isn’t underinsured.
Insurance Premium Tax increase - 1st June 2017
Insurance Premium Tax (IPT) will rise to 12% this June, putting extra pressure on businesses and households. Discover the real impact and how Talbot Jones Risk Solutions helps clients minimise costs and maintain fair, transparent cover.
How to build up your community over lunch
Every Tuesday, the Samosa Sisters host a Pay As You Can lunch at St Chad’s, Bensham — bringing people together through good food, conversation, and compassion. Find out how this grassroots project builds unity and hope in our community.
With a little help from our friends: Finding the Right Support
From cleaning to accounting, web design to risk management—delegating tasks to the right people can transform your business. Learn how focusing on what you love, and trusting others with the rest, helps entrepreneurs achieve balance and success.
Commercial Insurance – the basics: Public Liability
Public Liability Insurance safeguards organisations from claims for property damage or personal injury. Understand coverage, limits, and tips for getting the right policy.
Commercial Insurance – the basics: Employers Liability
Employers Liability insurance is essential for any business with employees. Discover coverage details, legal requirements, risk management tips, and how to arrange the best policy for your organisation.