Practical guidance for complex risk decisions.
These guides explore scenarios, emerging risks, and situations organisations often overlook — from cyber security and governance to liability and operational exposure. Written to help directors, trustees, and leaders understand what could happen next and how to prepare, before it becomes a problem.
How to Protect Your Place of Work from Water Damage
Escape of water claims are rising. Discover how to protect your workplace from leaks and bursts with tips on pipe insulation, monitoring, and risk management.
Understanding Today’s Hardening Insurance Market
Insurance markets are hardening after years of soft competition. Rising premiums, higher excesses, and less coverage affect liability and professional indemnity policies. Discover causes, impacts, and steps to reduce risk.
FCA Business Interruption Test Case: Understanding the Impact
Discover how the FCA business interruption test case affects policyholders, non-damage BI insurance, and insurers’ responses to Covid-19 disruptions.
Directors & Officers (D&O) Liability Insurance Explained
Directors & Officers Liability insurance protects board members, trustees, and senior leaders from personal liability in the event of claims for wrongful acts. Understand how it works, what it covers, and why every organisation should consider it.
How Business Interruption Insurance Protects Your Organisation
Business Interruption insurance ensures your organisation can maintain income and cover additional costs after property damage. Avoid underinsurance and choose the right indemnity period with our expert guidance.
Commercial Insurance – the basics: Motor Insurance
Get comprehensive motor insurance for your business, charity, or fleet. Talbot Jones Risk Solutions offers expert guidance, from third-party liability to full comprehensive cover, helping you protect your vehicles and drivers.
Commercial Insurance – the basics: Public Liability
Public Liability Insurance safeguards organisations from claims for property damage or personal injury. Understand coverage, limits, and tips for getting the right policy.
Commercial Insurance – the basics: Employers Liability
Employers Liability insurance is essential for any business with employees. Discover coverage details, legal requirements, risk management tips, and how to arrange the best policy for your organisation.
Insurance Act 2015 - What is Contracting Out?
Our fifth blog in the Insurance Act 2015 series explains what contracting out is, how insurers may choose to opt out of the new default regime, and the impact this can have on your policy.
Insurance Act 2015 - What is the impact of making a Fraudulent Claim?
The Insurance Act 2015 reforms warranties and “basis of contract” clauses in business insurance. Breaches now suspend relevant cover instead of voiding entire policies, giving policyholders clearer protection.
Insurance Act 2015 - What do I have to tell my insurer?
Discover how the Insurance Act 2015 changes the rules for presenting risks in commercial insurance. This blog explains what fair presentation means, the responsibilities of policyholders and insurers, and how disputes are minimised.
What is the Insurance Act 2015 and How will it Affect you?
The Insurance Act 2015 introduces new rules for commercial insurance, covering disclosure, warranties, and fraud remedies. Discover how these changes affect policyholders and insurers in the UK.