Insurance markets are hardening after years of soft competition. Rising premiums, higher excesses, and less coverage affect liability and professional indemnity policies. Discover causes, impacts, and steps to reduce risk.

Directors & Officers Liability insurance protects board members, trustees, and senior leaders from personal liability in the event of claims for wrongful acts. Understand how it works, what it covers, and why every organisation should consider it.

Business Interruption insurance ensures your organisation can maintain income and cover additional costs after property damage. Avoid underinsurance and choose the right indemnity period with our expert guidance.

Get comprehensive motor insurance for your business, charity, or fleet. Talbot Jones Risk Solutions offers expert guidance, from third-party liability to full comprehensive cover, helping you protect your vehicles and drivers.

Property insurance offers peace of mind by protecting your buildings, contents, and assets against damage or loss. Discover how it works, what details insurers need, and how to make sure your property isn’t underinsured.

Insurance Premium Tax (IPT) will rise to 12% this June, putting extra pressure on businesses and households. Discover the real impact and how Talbot Jones Risk Solutions helps clients minimise costs and maintain fair, transparent cover.

Trustees face legal and financial risks when managing charities. Learn how Trustees Indemnity insurance provides essential protection and peace of mind.

A hostile or difficult environment can affect employee safety, wellbeing, and performance. Learn how organisations can manage risk, implement travel procedures, provide training, and use insurance to fulfil their duty of care.

Insurance Premium Tax rises to 10%, adding costs for businesses and consumers. Learn the implications and how to stay protected.

A shocking car fire case reveals important insights into insurance exclusions, wear and tear, and how write-offs are determined. Here’s what every driver should know to stay protected and avoid unexpected losses.

Insurance brokers provide tailored advice, access to a wide range of products, and expert claims support—often at a lower cost than going direct. Learn how a broker can protect your assets, ensure compliance, and deliver genuine peace of mind for individuals, charities, and small businesses.

A recent collaboration between NIBE, the Insurance Institute of Newcastle, and Newcastle Business School explored business ethics in insurance. Highlights included the diversity of ethical perspectives, the growth of ethical investments in the EU, and the importance of maintaining integrity across supply chains, investments, and professional practice.