Our fifth blog in the Insurance Act 2015 series explains what contracting out is, how insurers may choose to opt out of the new default regime, and the impact this can have on your policy.

The Insurance Act 2015 reforms warranties and “basis of contract” clauses in business insurance. Breaches now suspend relevant cover instead of voiding entire policies, giving policyholders clearer protection.

Discover how the Insurance Act 2015 changes the rules for presenting risks in commercial insurance. This blog explains what fair presentation means, the responsibilities of policyholders and insurers, and how disputes are minimised.

The Insurance Act 2015 introduces new rules for commercial insurance, covering disclosure, warranties, and fraud remedies. Discover how these changes affect policyholders and insurers in the UK.

Make your car hire experience smooth and stress-free with our practical guide. From insurance to fuel policies, age restrictions, and damage checks, we cover all the essentials.

Discover how registered charities in the UK can take advantage of Google’s Ad Grants program, providing $10,000 of advertising each month to promote events, donations, and volunteers.

Heading on holiday? Discover essential steps to secure your home, from locking doors and windows to informing neighbors and using timers for lights, so you can relax worry-free.

A clear guide to choosing travel insurance that meets your needs—from medical cover to cancellations, valuables, activities and family or business travel options.

Discover how Deaf Awareness Week highlights real experiences with hearing loss, from tinnitus to lifelong deafness. Get actionable advice on supporting hearing-impaired friends in everyday life.

Testicular cancer is most common in men aged 15-35, but early detection is highly effective. Follow these step-by-step tips for a monthly self-check to stay informed and healthy.

Discover simple steps to maintain your home and prevent damage from leaks, damp, and rot. Expert advice from Restoration UK helps you protect your property and limit insurance claims.

Insurance Premium Tax rises to 10%, adding costs for businesses and consumers. Learn the implications and how to stay protected.

Extreme weather is becoming more common in the UK. Learn how SMEs can assess flood risk, implement business continuity plans, and work with insurers to protect their business.

Driving in icy and snowy conditions can be challenging. Follow these expert tips on gentle manoeuvres, gear selection, braking, and handling hills to stay safe on winter roads.

Wearing a seat belt dramatically reduces your risk of death in a car crash. Avoid distractions like phone use while driving to keep yourself and passengers safe.

A shocking car fire case reveals important insights into insurance exclusions, wear and tear, and how write-offs are determined. Here’s what every driver should know to stay protected and avoid unexpected losses.

With one in six adults still smoking in the UK, No Smoking Day is a perfect opportunity to quit. Learn practical tips, craving strategies, and support services to help you succeed.

Insurance brokers provide tailored advice, access to a wide range of products, and expert claims support—often at a lower cost than going direct. Learn how a broker can protect your assets, ensure compliance, and deliver genuine peace of mind for individuals, charities, and small businesses.